Accounts Receivables ROI Calculator

Use our savings calculator below to estimate your return on investment with CreditorWatch Collect.

Annual revenue

How much revenue does your business generate each year?

Current debtor days (DSO)

On average, how many days does it take your customers to pay?

Team members involved in accounts receivable

How many people spend time sending reminders, chasing invoices or following up overdue accounts?

Average cost of one AR team member

Yearly cost per person, including salary, super and on-costs.

Bad debt (optional)

Bad debt written off as a % of revenue.

Collection agency spend (optional)

How much do you spend on external collection agencies each year?

Select your scenario

Conservative Expected Optimistic

For organisations that already have strong processes.

Recommended. Based on typical customer outcomes.

For organisations with highly manual AR processes today.

Estimated annual benefit

—

Net estimated annual value after Collect costs.

Potential DSO improvement

—

Cash potentially released

—

Additional working capital that could be unlocked through faster payments.

Where the value comes from

Faster payments Get cash into your business sooner and improve working capital.: —
Team efficiency Reduce time spent chasing overdue invoices and managing follow-ups.: —
Reduced bad debt Identify at-risk accounts sooner and take action earlier.: —
Lower recovery costs Reduce reliance on external collection agencies.: —

Estimates only, based on typical customer outcomes. Actual results will vary.

ROI Calculator was last modified: October 15th, 2026 by Erick Tomaliwan

Run receivables without the noise